Privacy Policy & Terms of Use

Penny deSaver is very concerned about the privacy of your information. Below is our “Privacy Policy.”

Privacy Policy

Personal Information Collected on this Website
No personally-identifiable information is collected on this website from persons that browse our website unless it is provided by the user. The only personally-identifiable information collected on this website is gathered in our comment area, where fields are provided so that you can provide your name and email address to leave a comment and in the Contact page. We collect this information so that we can respond to the comments or questions that you post. We also collect information about users who subscribe to one of our mailing lists. However that information is provided by the user through an opt-in system and is kept in strict confidence by WordPress.

We may disclose the information we collect to Third-Parties

We may sell,trade, or otherwise transfer to outside parties your name, any form or online contact identifier email, name of chat account etc., screen name or user names, cookie number, ip address device serial #, unique device identifier, photo, video or audio file of child

We engage in this practice because:
• To our third party service providers who provide services such as contact information verification, customer service, website hosting, data analysis, infrastructure provision, IT services, email delivery services, auditing services and other similar services to enable them to provide services. These companies are authorized to use your personal information only as necessary to provide these services to us.
• If you request information from vendors so that they (or so that third parties who provide similar services) can provide you with information about their products and services. WE ARE NOT RESPONSIBLE OR LIABLE FOR VENDORS’ USE OF YOUR PERSONAL INFORMATION. 
• If you choose to download a white paper, eBook, or other resource, to our clients, partners and current and future sponsors of that resource. If you do not want to be contacted by these third parties, please do not download, view or otherwise access the white papers, eBooks and other resources. 
• To third party sponsors of sweepstakes, contests and similar promotions.
• If you choose to send messages through the Site, and to identify you as the sender to the recipient as indicated by you. We will ask you for such recipient’s name and email address and we store both email addresses for the purpose of sending such message.
• By you, on post comments, message boards, chat, profile pages and blogs and other services to which you are able to post information and materials. Please note that any information you post or disclose through these services will become public information, and may be available to visitors to the Site and to the general public. To request removal of your personal information from message boards, blogs or community forum, contact us at pennydesaver@outlook.com. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
• By you, if you have provided a testimonial about a site and given us permission to post that testimonial on our Site
• To a third party in the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings).
• As we believe to be necessary or appropriate: (a) under applicable law, including laws outside your country of residence; (b) to comply with legal process; (c) to respond to requests from public and government authorities including public and government authorities outside your country of residence; (d) to enforce our terms and conditions; (e) to protect our operations or those of any of our affiliates; (f) to protect our rights, privacy, safety or property, and/or that of our affiliates, you or others; and (g) to allow us to pursue available remedies or limit the damages that we may sustain.

 

Third-party links

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Anonymous Information Collected on this Website
Most of the information that we collect from this website is anonymous information. We collect anonymous data using a tool called Google Analytics. The program collects anonymous data that includes, the pages you visit, the name of your internet service provider, the website that you used to link to our site, the websites that you visit from our site, your operating system, your IP address, etc. This data is used for statistical purposes, but you, as the individual user, remain anonymous. We use this anonymous information to help improve the content of this site and to compile aggregate statistics about individuals using our site for internal market research purposes. We do not combine Google Analytics info with any personally identifiable information. Google Analytics does place a permanent cookie on your web browser which identifies you as a unique user the next time you visit this site. This cookie cannot be used by anyone but Google. Google is restricted in its ability to use and share information collected by Google Analytics by the Google Analytics Terms of Use and the Google Privacy Policy. You may disable cookies on your browser if you wish to prevent Google Analytics from recognizing you on return visits to this site.

Additionally, we collect data about how people access our RSS feeds, but that data does not include any personally identifiable information about our subscribers.

Cookies
We use cookies on this website. In addition to the cookies used by Google Analytics, we also use third party vendors, including Google, that use cookies to serve ads based on a user’s prior visits to this website or other websites. Google uses a DoubleClick DART cookie to serve ads to you based on visit to this site and other sites on the Internet. Google’s use of advertising cookies enables it and its partners to serve ads to users based on their visit to this site and/or other sites on the Internet. If you would like more information about this practice and to know your choices about not having this information used by these Google, click here

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

Some of the links on this website are affiliate links which do use cookies to track sales. The cookie is stored on your computer, generally (but not necessarily) for a period of 30 days. If you click on our affiliate links and complete a sale, we may receive a commission. To learn more about our affiliate sales, please see our disclosure.

 

Terms of Use

Use of Email
Any emails sent to Penny deSaver are considered to be property of Penny deSaver. Please be aware that your tips or questions may be published on the website, though we will refrain from posting personally identifiable information.

Use of Comments
This site permits readers to leave comments expressing their views about the articles published on Penny deSaver. However, you are solely responsible for the materials you post here. By using Penny deSaver, you agree to indemnify and hold harmless this website and its agents with respect to any claims based upon the transmission of your messages.

We are not responsible for the the accuracy or usefulness of any information posted, nor do we warrant or vouch for the contents of any message. Comments express the views of the author of the message only. Comments do not reflect the opinions of this website’s administrators or bloggers.

If you chose to leave a comment, you agree to keep your comments:

  • relevant to the topic
  • respectful of others, and
  • suitable for a family forum

You shall refrain from posting any material that:

  • is abusive
  • contains knowingly false statements, libel, or slander
  • infringes upon the copyright, trademark, or other intellectual property of others
  • contains excessive use of foul language (note excessive)
  • contains references to adult content
  • contains spam or unwanted commercial solicitations
  • violates any laws or legal rights of other persons or entities

Comments appear in real-time making it is impossible for us to review every message immediately. We do not actively monitor the contents of this website and are not responsible for any messages posted. However, if we are made aware of a violation of our terms of use, we will remove the offending comments immediately without warning. We reserve the right to ban repeat offenders from the website, permanently.

Additionally, the following policy applies to all comments on Penny deSaver:

    • By posting a comment, you grant us the right to use, display, republish, sell, alter, or delete your comment in any way and for any reason.
    • You, the author, may not edit or remove your comments once they are posted. Furthermore, it is not our responsibility or duty to delete or edit your comment in any way at your request; however, we do reserve the right to edit your comment at our complete discretion.
    • This policy is subject to change at any time without notice.
    • Unsolicited commercial comments are not allowed.